Situations That Would Pay You To Have Travel Insurance: No one likes to think about the worst when youâre planning a holiday â thatâs for the journey back when youâre thinking about the stack of papers that need dealing with on Monday when youâre back in the office.
Sadly, there are hundreds of things which could go wrong when youâre on your travels around the world. And âaway from homeâ is the last place you want to be when things start to go wrong. Unfamiliar surroundings can make a bad situation considerably worse, but having...
No one likes to think about the worst when youâre planning a holiday â thatâs for the journey back when youâre thinking about the stack of papers that need dealing with on Monday when youâre back in the office.
Sadly, there are hundreds of things which could go wrong when youâre on your travels around the world. And âaway from homeâ is the last place you want to be when things start to go wrong. Unfamiliar surroundings can make a bad situation considerably worse, but having appropriate global travel insurance can really lighten the load.
âI never thought it would happen to meâ is a phrase you hear a lot in my trade â fortunately the types who say it to me are the types who took the smart decision to buy global travel insurance anyway. You can never be too sure, and for that reason here are 5 scenarios when your UK travel insurance company would swoop in to save the day wherever you are in the world:
No one can accurately predict when a loved one will pass away, and with holidays booked months in advance, itâs no wonder that the unexpected often occurs and a family is forced to cancel or delay their vacation plans. If you donât have travel insurance though, the losses will be firmly for you to soak up. With global travel insurance, the provider should reimburse you the costs involved so you can rebook at a more appropriate juncture.
A child playing in unfamiliar surroundings is often a recipe for trouble. If your daughter were to fall and break bones while on your holiday, a timely and expensive visit to the local hospital will be on the cards. While everyone would be happy to pay for their daughterâs recovery, it is always easier if your UK travel insurance company is on hand to foot the bill â leaving you with more cash to sightsee when your daughter is able.
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Picture the scene: Youâre representing the company on some urgent business abroad, and suddenly you fall terribly ill. The companyâs future is at stake! Fortunately, your travel insurance company can save the day by paying for an early return home for you, with a business associate taking your place. Theyâll pay the travel and accommodation expenses, to boot.
Thereâs no disguising the fact that affluent holiday makers are an obvious target for crime, and holiday apartments often contain rich pickings for burglars. If your possessions are stolen while youâre out enjoying the sunshine then it can ruin a holiday â fortunately, appropriate travel insurance can save the day by replacing or reimbursing you for the items stolen.
Suppose youâre minding your own business by your hotelâs swimming pool, when you bump into someone, causing them to slip and break their arm. Without travel insurance, you could be held liable to pay damages including their hospital fees. With travel insurance, your personal liability cover will pay for their medical expenses.
Sure, I understand that the majority of people have a wonderful time on their holidays and donât encounter any of these problems â I mean theyâre not the kind of thing that happens to you everyday. But they do happen â Iâve seen the claims to prove it! And those are just the stories from the people who have bought global travel insurance: I canât prove it, but I suspect the number of people who wish they had bought travel insurance for the peace of mind it offers must be a significant figure.
Sadly, there are hundreds of things which could go wrong when youâre on your travels around the world. And âaway from homeâ is the last place you want to be when things start to go wrong. Unfamiliar surroundings can make a bad situation considerably worse, but having...
No one likes to think about the worst when youâre planning a holiday â thatâs for the journey back when youâre thinking about the stack of papers that need dealing with on Monday when youâre back in the office.
Sadly, there are hundreds of things which could go wrong when youâre on your travels around the world. And âaway from homeâ is the last place you want to be when things start to go wrong. Unfamiliar surroundings can make a bad situation considerably worse, but having appropriate global travel insurance can really lighten the load.
âI never thought it would happen to meâ is a phrase you hear a lot in my trade â fortunately the types who say it to me are the types who took the smart decision to buy global travel insurance anyway. You can never be too sure, and for that reason here are 5 scenarios when your UK travel insurance company would swoop in to save the day wherever you are in the world:
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You have to cancel your vacation for a death in the family
No one can accurately predict when a loved one will pass away, and with holidays booked months in advance, itâs no wonder that the unexpected often occurs and a family is forced to cancel or delay their vacation plans. If you donât have travel insurance though, the losses will be firmly for you to soak up. With global travel insurance, the provider should reimburse you the costs involved so you can rebook at a more appropriate juncture.
Your daughter is hospitalized after a nasty fall abroad
A child playing in unfamiliar surroundings is often a recipe for trouble. If your daughter were to fall and break bones while on your holiday, a timely and expensive visit to the local hospital will be on the cards. While everyone would be happy to pay for their daughterâs recovery, it is always easier if your UK travel insurance company is on hand to foot the bill â leaving you with more cash to sightsee when your daughter is able.
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Your businessâ future is in jeopardy after you fall ill
Picture the scene: Youâre representing the company on some urgent business abroad, and suddenly you fall terribly ill. The companyâs future is at stake! Fortunately, your travel insurance company can save the day by paying for an early return home for you, with a business associate taking your place. Theyâll pay the travel and accommodation expenses, to boot.
Your holiday apartment is broken into and your valuables are stolen
Thereâs no disguising the fact that affluent holiday makers are an obvious target for crime, and holiday apartments often contain rich pickings for burglars. If your possessions are stolen while youâre out enjoying the sunshine then it can ruin a holiday â fortunately, appropriate travel insurance can save the day by replacing or reimbursing you for the items stolen.
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You injure a complete stranger by accident
Suppose youâre minding your own business by your hotelâs swimming pool, when you bump into someone, causing them to slip and break their arm. Without travel insurance, you could be held liable to pay damages including their hospital fees. With travel insurance, your personal liability cover will pay for their medical expenses.
Sure, I understand that the majority of people have a wonderful time on their holidays and donât encounter any of these problems â I mean theyâre not the kind of thing that happens to you everyday. But they do happen â Iâve seen the claims to prove it! And those are just the stories from the people who have bought global travel insurance: I canât prove it, but I suspect the number of people who wish they had bought travel insurance for the peace of mind it offers must be a significant figure.
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